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2010 | June
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Wheel Deal Vehicle Loan - as low as 3.63% APR*
  • Purchase or refinance an existing vehicle and save!†
  • Up to 72 month term
  • Up to 115% of vehicle purchase price
  • Additional 0.25% loan rate reduction with 20% down payment

Bonus $250 Visa® Gift Card
with Pre-Approved Vehicle Loan†

For a limited time, purchase a vehicle with as low as 3.63% APR* New or Used OECU Vehicle financing through an OECU Office, the OECU Membership Service Center or OECU website, and receive a $250 OECU Visa® Gift Card.†

You’ll get the benefit of OECU Package premium discounts—no dealer financing can offer that.
$250 OECU Visa Gift Card offer is only good on loans booked at an OECU Office.

For a great rate, speak with an OECU Member Service Representative, call our 24-hour Loan Center at 800-552-6328, ext. 5 or apply online.

We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act.* Payment of $385.39 on a $25,000 loan amount for 72 months with an interest rate of 3.49% (Annual Percentage Rate 3.63%). The rate of 3.49% (Annual Percentage Rate 3.63%) is the best rate available only to members with tier A+ credit, Gold Member Package status and Auto Debit of loan payment. Rates subject to change without notice. All loans subject to approved credit. Other competitive rates and terms available.

† Applies to new or used (titled) vehicle loan financed directly through any OECU office. Minimum loan amount to receive the $250 Gift Card is $10,000. Vehicles financed through an auto dealer are not eligible for this offer. This offer cannot be used to refinance an existing OECU loan. It can be used to refinance a non-OECU vehicle loan. Offer subject to change without notice. All loans subject to approved credit and underwriting guidelines.

He’s the man helping make realty a reality!
 
We’d like to introduce you to Mike Smalley, Mortgage Loan Consultant.

Mike joined The Ohio Educational Credit Union in 2008 as a Member Service Representative for our Fairview Park and Lakewood offices prior to being promoted to his current role as a Mortgage Loan Consultant.

He has over 8 years of residential mortgage lending experience and is focused on providing each member with the highest level of service, integrity and professionalism.

With the credit union philosophy of “people helping people” in mind, he is committed to finding the mortgage solution that best meets the needs of the individual member.

Some of the many mortgage products available through OECU include:

  • Fixed Rate Mortgages
  • Adjustable Rate Mortgages (ARM)
  • Purchase or Refinance Loans up to $417,000
  • Investment Property Mortgages
  • First Time Home Buyer and My Community
  • Jumbo Loans

Mike Smalley - Residential Mortgage Loan ConsultantSo, if you have thought about purchasing a new home or wondered if you should refinance your existing mortgage, Mike is available to help you through the process and explain the benefits of the different programs we offer.

Contact Mike to make an appointment to meet at a place and time that’s convenient for you, or stop in and see Mike at our Main Office. Mike can be reached at:

Mike resides in North Olmsted with his wife Melissa and their three bulldogs. He enjoys sports and is currently the softball director for the Thursday night men’s league in North Olmsted. He is an avid fan of the Cleveland Browns and Cleveland Cavaliers.

Equal Housing Lender - We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act.