Automobile, Boat & Motorcycle Loans

Several different auto products are offered by OECU for financing automobiles and recreational vehicles. Get pre-approved at OECU prior to shopping for your car. By being pre-approved you save time and take advantage of OECU benefits when you purchase your car.

OECU not only provides vehicle loans, it also offers its members the option to purchase a Financial Protection Vehicle Service Contract that is competitively priced to car dealership warranty extension programs. OECU can include the cost of this product in the amount of your car loan.

New Auto

OECU offers new auto loans that are designed to meet your financial needs.

• Competitive rates and terms
• No down payment required
• Easy and worry-free payment options with direct deposit or payroll deductions
• Reduced interest rate for Silver and Gold Package members
• First-Time Car Buyer benefit for Student Package members
• Financial Protection Vehicle Service Contract cost can be included in loan amount
• Affordable Credit Life and Credit Disability Insurance

Used Auto

OECU can meet your used auto financing needs. Most of the financial benefits available with a new auto loan are also available when you finance your used vehicle with OECU.

• No down payment for current and prior model years
• Competitive rates and terms
• Easy and worry-free payment options with direct deposit or payroll deductions
• Reduced interest rate for Silver and Gold Package members
• First-Time Car Buyer benefit for Student Package members
• Financial Protection Vehicle Service Contract cost can be included in the loan amount
• Affordable Credit Life and Credit Disability Insurance

OECU and Enterprise have partnered to provide you with a haggle-free and worry-free car ownership program. OECU provides you with a special Enterprise vehicle loan. Enterprise provides you with haggle and worry-free ownership, which includes the Enterprise 7-Day Repurchase Policy. Complete the application or contact an OECU membership service representative to be considered for pre-approval.

Boat or Motorcycle

OECU can provide you with a loan for your new or used boat or motorcycle purchase.

• Competitive rates and terms
• Easy and worry-free payment options with direct deposit or payroll deductions
• Reduced interest rate for Silver and Gold Package members

Package Member Rates

Silver and Gold Package members will receive a reduced interest rate on new loans that include automated payment from an OECU checking account.

• .25% lower interest rate for Silver Package members on newly opened automobile and boat loans.
• .50% lower interest rate for Gold Package members on newly opened automobile and boat loans.

Loan Insurance Products

OECU has made available through CUNA Mutual Insurance a variety of insurance products to help you protect your financial future and provide peace of mind. These products include Credit Life, Credit Disability, Life, and Homeowners Insurance. To receive more information on these products, contact a membership service representative at any OECU office.

Automobile, Boat & Motorcycle Loans