 VISA® Platinum
Card
- Same Low Rate for
Cash Advances and Purchases.
- No Annual Fee
- 25-Day
Grace Period on Purchases
OECU
VISA CURewards® Program
Now,
you can earn great rewards-such as airline tickets, cruises, hotel
stays, car rentals and a wide range of merchandise-just by using
your OECU VISA Card.
Please review the complete OECU Visa Disclosure Statement before applying.
To apply, contact any OECU office or apply online with the link below.
For CURewards®
Program information, contact our 24-hour Card Holder Service Center
at 1-800-790-7728.
VISA® Platinum
Card
 
|
 |
| Card Type |
Visa® Platinum without CURewards® |
Visa® Platinum
with CURewards® |
Variable Annual Percentage Rate for Cash Advances or purchases
(APR rate breakdown is listed below) |
Prime
+ 4% to Prime
+ 15%
APR |
Prime
+ 6% to Prime
+ 17%
APR |
| Grace Period for Purchases |
25 days from closing date of the statement |
25 days from closing date of the statement |
| Method of Computing the Balance for Purchases |
Average Daily Balance, including current transactions |
Average Daily Balance, including current transactions |
| Annual Fee |
None |
None |
| Minimum Finance Charge |
$0.50 |
$0.50 |
| Transaction Fee for Purchases or Cash Advances |
3% with a minimum of $10.00 |
3% with a minimum of $10.00 |
| Late Fee |
5%, minimum $5.00, maximum $30.00 |
5%, minimum $5.00, maximum $30.00 |
| Over Limit Fee |
None |
None |
| The Annual Percentage Rate will be determined based on the applicant(s) credit score(s) |
Tier A+ is Prime
+ 4%, Tier A is Prime + 6%, Tier B is Prime + 9%, Tier C is Prime
+ 13% and Tier D is Prime + 15% |
Tier A+ is Prime
+ 6%, Tier A is Prime + 8%, Tier B is Prime + 11%, Tier C is Prime
+ 15% and Tier D is Prime + 17% |
| The Maximum ANNUAL PERCENTAGE RATE for each of the credit tiers listed above 25%. |
|
