 VISA®
Platinum Card
-
Same Low Rate for Cash Advances and
Purchases.
-
No Annual Fee
-
25-Day Grace Period on Purchases
OECU VISA CURewards®
Program
Now, you can earn great
rewards-such as airline tickets, cruises, hotel stays, car rentals and a wide
range of merchandise-just by using your OECU VISA Card.
Please review the complete OECU Visa
Disclosure Statement before applying.
To apply, contact any OECU
office or apply online with the link below.
For CURewards® Program
information, contact our 24-hour Card Holder Service Center at 1-800-790-7728.
VISA® Platinum
Card
|
 |
| Card Type |
Visa® Platinum without CURewards® |
Visa® Platinum
with CURewards® |
APR for Purchases
|
7.25% to 18.25% |
9.25% to 20.25% |
APR for Balance Transfers
|
7.25% to 18.25% |
9.25% to 20.25% |
APR for Cash Advances
|
7.25% to 18.25% |
9.25% to 20.25% |
| Grace Period for Purchases |
25 days from closing date of the
statement |
| Method of Computing the Balance for
Purchases |
Average Daily Balance, including current transactions |
| Annual Fee |
None |
| Minimum Finance Charge |
$0.50 |
| Transaction Fee for Balance Transfers |
3% with a minimum of $10.00 |
| Transaction Fee for Cash Advances |
3% with a minimum of $10.00 |
| Transaction Fee for Foreign Transactions
|
3% of each transaction in US Dollars |
| Late Fee
|
5%, minimum $5.00, maximum $30.00 |
| Return Payment Fee
|
Up to $20 |
| Over Limit Fee
|
None |
None |
| The Annual Percentage Rate will be determined
based on the applicant(s) credit score(s) |
Tier A+ is Prime
+ 4%, Tier A is Prime + 6%, Tier B is Prime + 9%, Tier C is Prime
+ 13% and Tier D is Prime + 15% |
Tier A+ is Prime
+ 6%, Tier A is Prime + 8%, Tier B is Prime + 11%, Tier C is Prime
+ 15% and Tier D is Prime + 17% |
| The Maximum ANNUAL PERCENTAGE RATE
for each of the credit tiers listed above 25%. |
|
